[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hamtam.cz\/uskali-vlastniho-bydleni-v-byte\/#Article","mainEntityOfPage":"https:\/\/www.hamtam.cz\/uskali-vlastniho-bydleni-v-byte\/","headline":"\u00daskal\u00ed vlastn\u00edho bydlen\u00ed v byt\u011b","name":"\u00daskal\u00ed vlastn\u00edho bydlen\u00ed v byt\u011b","description":"Bydlen\u00ed je v sou\u010dasn\u00e9 dob\u011b hodn\u011b drah\u00e9. N\u00e1jmy neust\u00e1le rostou a n\u00e1klady na bydlen\u00ed se t\u00edm p\u00e1dem zvy\u0161uj\u00ed. Nejeden \u010dlov\u011bk t\u00edm p\u00e1dem chytne po kontaktu na hypote\u010dn\u00edho poradce a za\u010d\u00edn\u00e1 sjedn\u00e1vat koupi bytu. N\u00e1kup bytu v sou\u010dasn\u00e9 dob\u011b m\u00e1 sv\u00e1 \u00faskal\u00ed. Jak\u00e1 to jsou? 1.      Vysok\u00e9 po\u0159izovac\u00ed ceny byt\u016f Po\u0159izovac\u00ed ceny byt\u016f se vy\u0161plhaly do obrovsk\u00fdch v\u00fd\u0161in. […]","datePublished":"2019-10-19","dateModified":"2023-06-06","author":{"@type":"Person","@id":"https:\/\/www.hamtam.cz\/author\/#Person","name":"","url":"https:\/\/www.hamtam.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c052e7a73c1efe5fd04a7144e27996a074b623217a764a72d90cb6a084de021?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c052e7a73c1efe5fd04a7144e27996a074b623217a764a72d90cb6a084de021?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hamtam.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hamtam.cz\/wp-content\/uploads\/img_a356212_w3885_t1570898436.jpg","url":"https:\/\/www.hamtam.cz\/wp-content\/uploads\/img_a356212_w3885_t1570898436.jpg","height":0,"width":0},"url":"https:\/\/www.hamtam.cz\/uskali-vlastniho-bydleni-v-byte\/","about":["Byt"],"wordCount":435,"articleBody":"Bydlen\u00ed je v sou\u010dasn\u00e9 dob\u011b hodn\u011b drah\u00e9. N\u00e1jmy neust\u00e1le rostou a n\u00e1klady na bydlen\u00ed se t\u00edm p\u00e1dem zvy\u0161uj\u00ed. Nejeden \u010dlov\u011bk t\u00edm p\u00e1dem chytne po kontaktu na hypote\u010dn\u00edho poradce a za\u010d\u00edn\u00e1 sjedn\u00e1vat koupi bytu. N\u00e1kup bytu v sou\u010dasn\u00e9 dob\u011b m\u00e1 sv\u00e1 \u00faskal\u00ed. Jak\u00e1 to jsou?\t1.      Vysok\u00e9 po\u0159izovac\u00ed ceny byt\u016f\tPo\u0159izovac\u00ed ceny byt\u016f se vy\u0161plhaly do obrovsk\u00fdch v\u00fd\u0161in. Ceny se pohybuj\u00ed opravdu vysoko, na mal\u00e9m m\u011bst\u011b d\u00e1te za byt 3+1 s klasickou v\u00fdm\u011brou minim\u00e1ln\u011b 2 miliony korun. Ve v\u011bt\u0161\u00edch m\u011bstech a v Praze jsou ceny je\u0161t\u011b vy\u0161\u0161\u00ed. To znamen\u00e1, \u017ee hypot\u00e9ka je samoz\u0159ejm\u011b hodn\u011b vysok\u00e1, nav\u00edc v\u011bt\u0161ina bank dnes po\u017eaduje, aby si nakupuj\u00edc\u00ed uhradili aspo\u0148 10% z ceny bytu sami. Dal\u0161\u00ed polo\u017ekou, kter\u00e1 se odv\u00edj\u00ed od ceny bytu je da\u0148 z nabit\u00ed nemovitosti. \u010c\u00edm je vy\u0161\u0161\u00ed cena nemovitosti, t\u00edm v\u00edce zaplat\u00edte.\t\t2.      Un\u00e1hlen\u00e1 koup\u011b \tS n\u00e1kupem bytu i domu se \u010dasto un\u00e1hl\u00edme. Spousta p\u00e1r\u016f po chv\u00edli bydlen\u00ed zjist\u00ed, \u017ee jim byt nesta\u010d\u00ed a sh\u00e1n\u00ed v\u011bt\u0161\u00ed byt, nebo rovnou d\u016fm. Spousta p\u00e1r\u016f toti\u017e za\u010d\u00edn\u00e1 na men\u0161\u00edch bytech typu 1kk a nebo 2kk \u010di 2+1. Tyto byty jim sta\u010d\u00ed do doby, ne\u017e si cht\u011bj\u00ed po\u0159\u00eddit d\u011bti. Jakmile se d\u011bti narod\u00ed, zjist\u00ed, \u017ee je jim byt mal\u00fd a je tu probl\u00e9m. Prodej bytu zat\u00ed\u017een\u00e9ho hypote\u010dn\u00edm \u00fav\u011brem toti\u017e nen\u00ed jednoduch\u00fd, \u010dasto nav\u00edc z\u00edsk\u00e1te m\u00e9n\u011b, ne\u017e jste za byt dali.\t3.      Co si zjistit ne\u017e byt koup\u00edte\tByty v panel\u00e1ku maj\u00ed svoje probl\u00e9my. Probl\u00e9my d\u011blaj\u00ed p\u0159edev\u0161\u00edm sousedi a p\u0159edsedov\u00e9 bytov\u00e9ho dru\u017estva. Pokud n\u011bkoho v panel\u00e1ku zn\u00e1te, pak zkuste zjistit, jac\u00ed lid\u00e9 tam \u017eij\u00ed, zda se s nimi snesete, jak prob\u00edhaj\u00ed domovn\u00ed sch\u016fze a zda n\u011bkdo d\u011bl\u00e1 probl\u00e9my. Zaj\u00edmejte se tak\u00e9 o to, jak \u010dasto se v panelov\u00e9m dom\u011b st\u0159\u00eddaj\u00ed lid\u00e9. P\u0159ed n\u00e1kupem bytu si po\u0159\u00e1dn\u011b promyslete, na jak dlouho v\u00e1m byt bude sta\u010dit, zda nem\u00e1te v pl\u00e1nu v dohledn\u00e9 dob\u011b roz\u0161\u00ed\u0159it svoji rodinu. Nekupujte zbyte\u010dn\u011b byt, kter\u00fd byste po dvou letech slo\u017eit\u011b prod\u00e1vali pro nedostatek m\u00edsta.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00daskal\u00ed vlastn\u00edho bydlen\u00ed v byt\u011b","item":"https:\/\/www.hamtam.cz\/uskali-vlastniho-bydleni-v-byte\/#breadcrumbitem"}]}]