[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hamtam.cz\/co-delat-kdyz-poskodite-bankovku-zalezi-na-poskozeni\/#Article","mainEntityOfPage":"https:\/\/www.hamtam.cz\/co-delat-kdyz-poskodite-bankovku-zalezi-na-poskozeni\/","headline":"Co d\u011blat, kdy\u017e po\u0161kod\u00edte bankovku? Z\u00e1le\u017e\u00ed na po\u0161kozen\u00ed.","name":"Co d\u011blat, kdy\u017e po\u0161kod\u00edte bankovku? Z\u00e1le\u017e\u00ed na po\u0161kozen\u00ed.","description":"Mo\u017en\u00e1 u\u017e se v\u00e1m n\u011bkdy stalo, \u017ee jste si vyprali nebo roztrhli bankovku, a pr\u00e1v\u011b si kladete ot\u00e1zku, co se d\u00e1 s takovou situac\u00ed d\u011blat? Kdyby \u0161lo o pouze o stovku, mo\u017en\u00e1 ji o\u017eel\u00edte, ale co kdy\u017e jste si po\u0161kodili tis\u00edcovku nebo h\u016f\u0159, je\u0161t\u011b vy\u0161\u0161\u00ed \u010d\u00e1stku. Nemus\u00edte hned po\u010d\u00edtat, o kolik pen\u011bz jste pr\u00e1v\u011b p\u0159i\u0161li, pokud […]","datePublished":"2019-11-14","dateModified":"2023-06-06","author":{"@type":"Person","@id":"https:\/\/www.hamtam.cz\/author\/#Person","name":"","url":"https:\/\/www.hamtam.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c052e7a73c1efe5fd04a7144e27996a074b623217a764a72d90cb6a084de021?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c052e7a73c1efe5fd04a7144e27996a074b623217a764a72d90cb6a084de021?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hamtam.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hamtam.cz\/wp-content\/uploads\/img_a361220_w3885_t1574584569.jpg","url":"https:\/\/www.hamtam.cz\/wp-content\/uploads\/img_a361220_w3885_t1574584569.jpg","height":0,"width":0},"url":"https:\/\/www.hamtam.cz\/co-delat-kdyz-poskodite-bankovku-zalezi-na-poskozeni\/","about":["Ekonomika"],"wordCount":449,"articleBody":"Mo\u017en\u00e1 u\u017e se v\u00e1m n\u011bkdy stalo, \u017ee jste si vyprali nebo roztrhli bankovku, a pr\u00e1v\u011b si kladete ot\u00e1zku, co se d\u00e1 s takovou situac\u00ed d\u011blat? Kdyby \u0161lo o pouze o stovku, mo\u017en\u00e1 ji o\u017eel\u00edte, ale co kdy\u017e jste si po\u0161kodili tis\u00edcovku nebo h\u016f\u0159, je\u0161t\u011b vy\u0161\u0161\u00ed \u010d\u00e1stku. Nemus\u00edte hned po\u010d\u00edtat, o kolik pen\u011bz jste pr\u00e1v\u011b p\u0159i\u0161li, pokud jde o b\u011b\u017en\u00e9 po\u0161kozen\u00ed, bankovku v\u00e1m vym\u011bn\u00ed v kter\u00e9koliv bance. Typ po\u0161kozen\u00ed Rozhoduj\u00edc\u00ed je typ po\u0161kozen\u00ed bankovky. Podle typu po\u0161kozen\u00ed bankovky se pak rozhoduje, zda s takto po\u0161kozenou bankovkou m\u016f\u017eete je\u0161t\u011b zaplatit, nebo kde v\u00e1m ji vym\u011bn\u00ed. Existuje i po\u0161kozen\u00ed, kdy v\u00e1m bankovku nikdo nevym\u011bn\u00ed a vy ji m\u016f\u017eete pouze odevzdat bez n\u00e1hrady. \u010cesk\u00e1 n\u00e1rodn\u00ed banka rozli\u0161uje bankovky opot\u0159eben\u00e9 ob\u011bhem, bankovky po\u0161kozen\u00e9 a nestandardn\u011b po\u0161kozen\u00e9 bankovky. Bankovka opot\u0159eben\u00e1 ob\u011bhem je pouze poma\u010dkan\u00e1 nebo \u0161pinav\u00e1, p\u0159\u00edpadn\u011b j\u00ed chyb\u00ed kousek okraje. S takovouto bankovkou v\u0161ak m\u016f\u017eete st\u00e1le zaplatit a nem\u011bl by b\u00fdt probl\u00e9m s p\u0159evzet\u00edm bankovky u \u017e\u00e1dn\u00e9ho obchodn\u00edka. B\u011b\u017en\u011b po\u0161kozen\u00e1 bankovka m\u016f\u017ee b\u00fdt natr\u017een\u00e1, p\u0159etr\u017een\u00e1 na dv\u011b \u010d\u00e1sti, popsan\u00e1, poti\u0161t\u011bn\u00e1, prod\u011brav\u011bl\u00e1 nebo necel\u00e1. Takovouto bankovkou m\u016f\u017eete zaplatit, ale do ob\u011bhu u\u017e se znovu nevr\u00e1t\u00ed, proto\u017ee bude p\u0159ed\u00e1na \u010cNB. Pokud bankovka nespl\u0148uje podm\u00ednky b\u011b\u017en\u011b po\u0161kozen\u00e9 bankovky, m\u016f\u017eete b\u00fdt vyzv\u00e1ni k pou\u017eit\u00ed jin\u00e9 bankovky. M\u00e1te-li bankovku, kter\u00e1 je roztr\u017een\u00e1, mus\u00edte m\u00edt v\u00edce ne\u017e 50 % jej\u00ed p\u016fvodn\u00ed velikosti. Jedin\u011b tak si m\u016f\u017eete v bance po\u017e\u00e1dat o v\u00fdm\u011bnu bankovky. Bankovn\u00ed spole\u010dnost v\u00e1m bankovku vym\u011bn\u00ed v p\u016fvodn\u00ed nomin\u00e1ln\u00ed hodnot\u011b. Kdy v\u00e1m bankovku nevym\u011bn\u00ed? Bankovka v\u00e1m nemus\u00ed b\u00fdt vym\u011bn\u011bna, pokud chyb\u00ed opravdu v\u00fdrazn\u00fd kus nebo je jinak nestandardn\u011b po\u0161kozen\u00e1. Speci\u00e1ln\u00ed probl\u00e9m nast\u00e1v\u00e1, pokud m\u00e1te bankovku, kter\u00e1 je oho\u0159el\u00e1. I kdybyste m\u011bli v\u00edce ne\u017e 50 % jej\u00ed p\u016fvodn\u00ed velikosti, bude bankovka zadr\u017eena bez n\u00e1hrady. Do kategorie nestandardn\u011b po\u0161kozen\u00e9 bankovky spadaj\u00ed nap\u0159\u00edklad zetlel\u00e9 bankovky, bankovky, u kter\u00fdch nen\u00ed mo\u017en\u00e9 ov\u011b\u0159it jejich pravost, bankovky skl\u00e1daj\u00edc\u00ed se z v\u00edce ne\u017e dvou \u010d\u00e1st\u00ed, bankovka jej\u00ed\u017e plocha je men\u0161\u00ed ne\u017e 50 % nebo pokud j\u00ed chyb\u00ed cel\u00fd horn\u00ed nebo spodn\u00ed okraj.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co d\u011blat, kdy\u017e po\u0161kod\u00edte bankovku? Z\u00e1le\u017e\u00ed na po\u0161kozen\u00ed.","item":"https:\/\/www.hamtam.cz\/co-delat-kdyz-poskodite-bankovku-zalezi-na-poskozeni\/#breadcrumbitem"}]}]